/*
 * 숨만쉬어도 — 스타일
 *
 * 방향: 실무 참고자료처럼 보이게 한다. 급여명세서·고시문·노무 자료의 밀도를 따른다.
 * 하지 않는 것: 그라디언트 히어로, 카드 그리드, 큰 그림자, 이모지 아이콘,
 *               둥근 모서리 남발, 큰 여백으로 채운 랜딩페이지 문법.
 * 웹폰트를 쓰지 않는다(비용 0, 요청 0, 렌더 차단 없음).
 */

:root {
  --paper: #fbfaf8;
  --card: #fff;
  --ink: #1c1b19;
  --muted: #6b6862;
  --line: #ddd9d2;
  --line-strong: #bdb8af;
  --seal: #8a2b24;
  --input-line: #9b3a32;
  --input-bg: #fffdf8;
  --accent-soft: #fbf1ed;
  --warn-bg: #fdf6e7;
  --warn-line: #e0c98a;
  --measure: 46rem;
}

@media (prefers-color-scheme: dark) {
  :root {
    --paper: #17161a;
    --card: #1e1d22;
    --ink: #e6e3dd;
    --muted: #9a958c;
    --line: #33313a;
    --line-strong: #4a4753;
    --seal: #d98078;
    --input-line: #d98078;
    --input-bg: #19181d;
    --accent-soft: #2b2022;
    --warn-bg: #2a2419;
    --warn-line: #6b5a2e;
  }
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Apple SD Gothic Neo',
    'Malgun Gothic', 'Noto Sans KR', sans-serif;
  font-size: 16px;
  line-height: 1.75;
  word-break: keep-all;
  overflow-wrap: break-word;
}

.wrap {
  max-width: var(--measure);
  margin: 0 auto;
  padding: 0 1.15rem;
}

.skip {
  position: absolute;
  left: -9999px;
}
.skip:focus {
  left: 0;
  top: 0;
  z-index: 10;
  background: var(--seal);
  color: #fff;
  padding: 0.5rem 0.9rem;
}

/* ---------- 헤더 / 푸터 ---------- */

header.site {
  border-bottom: 1px solid var(--line);
  background: var(--card);
}
header.site .wrap {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 0.35rem 1.1rem;
  padding-top: 0.7rem;
  padding-bottom: 0.7rem;
}
.brand {
  font-weight: 800;
  font-size: 1.35rem;
  letter-spacing: -0.03em;
  color: var(--ink);
  text-decoration: none;
  margin-right: 0.7rem;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
/* 브랜드 마크 — 통장 표지와 거래 내역을 단순화한 픽토그램 */
.brand-mark { width: 1.5em; height: 1.5em; flex: none; }
.brand-mark .mark-bg { fill: var(--seal); }
.brand-mark .passbook {
  fill: none;
  stroke: #fff;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}
header.site nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.1rem 0.95rem;
}
header.site nav a {
  color: var(--muted);
  text-decoration: none;
  font-size: 0.9rem;
  padding: 0.1rem 0;
  border-bottom: 2px solid transparent;
}
header.site nav a:hover { color: var(--ink); }
header.site nav a[aria-current='page'] {
  color: var(--ink);
  border-bottom-color: var(--seal);
}

footer.site {
  margin-top: 3.5rem;
  border-top: 1px solid var(--line);
  background: var(--card);
  padding: 1.5rem 0 2.5rem;
}
.disclaimer {
  font-size: 0.8rem;
  line-height: 1.7;
  color: var(--muted);
  margin: 0 0 1rem;
}
footer .legal {
  display: flex;
  flex-wrap: wrap;
  gap: 0.3rem 1.1rem;
  font-size: 0.85rem;
  margin-bottom: 0.7rem;
}
footer .legal a { color: var(--muted); }
.copy {
  font-size: 0.8rem;
  color: var(--muted);
  margin: 0;
}

/* ---------- 타이포 ---------- */

h1 {
  font-size: 1.6rem;
  line-height: 1.35;
  letter-spacing: -0.025em;
  margin: 1.8rem 0 0.5rem;
}
h2 {
  font-size: 1.18rem;
  letter-spacing: -0.02em;
  margin: 2.4rem 0 0.7rem;
  padding-bottom: 0.3rem;
  border-bottom: 1px solid var(--line);
}
h3 {
  font-size: 1rem;
  margin: 1.6rem 0 0.4rem;
}
p { margin: 0.8rem 0; }
a { color: var(--seal); }
.lead {
  font-size: 1rem;
  color: var(--muted);
  margin-top: 0;
}
ul, ol { padding-left: 1.25rem; }
li { margin: 0.35rem 0; }
code {
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 0.9em;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 3px;
  padding: 0.05em 0.35em;
}

/* ---------- 표 ---------- */

.tablewrap { overflow-x: auto; margin: 1rem 0; }
table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.92rem;
}
th, td {
  border-bottom: 1px solid var(--line);
  padding: 0.5rem 0.6rem;
  text-align: left;
  vertical-align: top;
}
thead th {
  border-bottom: 1px solid var(--line-strong);
  font-weight: 600;
  white-space: nowrap;
}
td.num, th.num {
  text-align: right;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}
tbody tr:last-child td { border-bottom: none; }
tr.total td {
  border-top: 1px solid var(--line-strong);
  font-weight: 700;
}

/* ---------- 계산기 ---------- */

.calc {
  border: 1px solid var(--line-strong);
  background: var(--card);
  padding: 1.1rem 1.15rem 1.25rem;
  margin: 1.4rem 0;
}
.calc h2 {
  margin-top: 0;
  border: none;
  padding: 0;
  font-size: 1rem;
}
.fields {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(13rem, 1fr));
  gap: 0.85rem 1.1rem;
}
.field { display: flex; flex-direction: column; gap: 0.25rem; }
.field label {
  font-size: 0.85rem;
  color: var(--muted);
}
.field .hint {
  font-size: 0.76rem;
  color: var(--muted);
  line-height: 1.5;
}
input[type='number'], input[type='text'], select {
  font: inherit;
  font-variant-numeric: tabular-nums;
  padding: 0.45rem 0.55rem;
  border: 1px solid var(--line-strong);
  border-radius: 2px;
  background: var(--paper);
  color: var(--ink);
  width: 100%;
  min-width: 0;
}
input:focus, select:focus {
  outline: 2px solid var(--seal);
  outline-offset: 1px;
}

output.result {
  display: block;
  margin-top: 1.1rem;
  padding-top: 0.9rem;
  border-top: 1px solid var(--line);
}
.headline {
  font-size: 1.5rem;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
  margin: 0.2rem 0 0.15rem;
}
.headline small {
  display: block;
  font-size: 0.8rem;
  font-weight: 400;
  color: var(--muted);
  letter-spacing: normal;
}
.note {
  font-size: 0.82rem;
  color: var(--muted);
  margin: 0.6rem 0 0;
}
.flag {
  background: var(--warn-bg);
  border: 1px solid var(--warn-line);
  padding: 0.6rem 0.75rem;
  font-size: 0.84rem;
  margin: 0.9rem 0;
}

/* ---------- 근거 ---------- */

.basis {
  font-size: 0.84rem;
  color: var(--muted);
  border-left: 2px solid var(--line-strong);
  padding: 0.15rem 0 0.15rem 0.75rem;
  margin: 1rem 0;
}
.basis dt {
  font-weight: 600;
  color: var(--ink);
  margin-top: 0.5rem;
}
.basis dd { margin: 0 0 0.2rem; }
.updated {
  font-size: 0.8rem;
  color: var(--muted);
  border-top: 1px solid var(--line);
  padding-top: 0.8rem;
  margin-top: 2.5rem;
}
.unverified {
  display: inline-block;
  font-size: 0.72rem;
  color: var(--seal);
  border: 1px solid currentColor;
  border-radius: 2px;
  padding: 0 0.3em;
  margin-left: 0.3em;
  vertical-align: middle;
}

/* ---------- 목록형 인덱스 ---------- */

.index { list-style: none; padding: 0; margin: 1.2rem 0; }
.index li {
  border-bottom: 1px solid var(--line);
  padding: 0.7rem 0;
  margin: 0;
}
.index a {
  font-weight: 600;
  text-decoration: none;
  color: var(--ink);
}
.index a:hover { color: var(--seal); }
.index p {
  margin: 0.15rem 0 0;
  font-size: 0.87rem;
  color: var(--muted);
}

/* ---------- 광고 ---------- */

.ad {
  margin: 2rem 0;
  padding-top: 0.6rem;
  border-top: 1px solid var(--line);
}
.ad-label {
  display: block;
  font-size: 0.7rem;
  color: var(--muted);
  margin-bottom: 0.3rem;
}

/* ---------- FAQ ---------- */

details {
  border-bottom: 1px solid var(--line);
  padding: 0.65rem 0;
}
summary {
  cursor: pointer;
  font-weight: 600;
  font-size: 0.94rem;
}
details p { margin: 0.55rem 0 0.2rem; font-size: 0.92rem; }

@media (max-width: 30rem) {
  h1 { font-size: 1.35rem; }
  .headline { font-size: 1.3rem; }
  .calc { padding: 0.9rem; margin-left: -0.35rem; margin-right: -0.35rem; }
}

/* ================== 시뮬레이터 확장 ================== */

/* 넓은 화면용 main (시뮬레이터·플랜) */
main.wide { max-width: 72rem; }

/* ---------- 홈: 가볍게 시작하고, 필요한 정보만 남긴다 ---------- */

.page-home header.site { background: transparent; border-bottom-color: color-mix(in srgb, var(--line) 70%, transparent); }
.home { padding-top: 1.4rem; }
.home-hero { padding: 1.3rem 0 0.2rem; }
.home-kicker, .feature-kicker {
  margin: 0;
  color: var(--seal);
  font-size: 0.76rem;
  font-weight: 750;
  letter-spacing: 0.02em;
}
.home h1 {
  font-size: clamp(2rem, 7vw, 3.15rem);
  line-height: 1.18;
  letter-spacing: -0.055em;
  margin: 0.45rem 0 0.65rem;
}
.hero-lead {
  max-width: 30rem;
  font-size: 1.05rem;
  color: var(--muted);
  line-height: 1.65;
  margin: 0;
}

.feature {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 0.75rem;
  margin: 1.7rem 0 3.4rem;
}
.feature a {
  display: block;
  min-height: 13rem;
  border: 1px solid var(--line);
  border-radius: 1.1rem;
  background: var(--card);
  padding: 1.25rem 1.3rem 1.3rem;
  text-decoration: none;
  color: var(--ink);
  transition: transform 160ms ease, border-color 160ms ease, box-shadow 160ms ease;
}
.feature-main { background: var(--accent-soft) !important; border-color: color-mix(in srgb, var(--seal) 32%, var(--line)) !important; }
.feature a:hover { border-color: var(--seal) !important; transform: translateY(-2px); box-shadow: 0 0.7rem 1.8rem color-mix(in srgb, var(--ink) 10%, transparent); }
.feature a:focus-visible, .rows a:focus-visible, .home-section-heading a:focus-visible { outline: 3px solid var(--seal); outline-offset: 3px; }
.feature-t { display: block; margin-top: 0.6rem; font-size: 1.35rem; font-weight: 750; letter-spacing: -0.035em; }
.feature-main .feature-t { font-size: 1.55rem; }
.feature-d { display: block; margin-top: 0.45rem; max-width: 28rem; font-size: 0.88rem; color: var(--muted); line-height: 1.65; }
.feature-go { display: inline-block; margin-top: 1.2rem; color: var(--seal); font-size: 0.88rem; font-weight: 750; }

.home-section-heading { display: flex; justify-content: space-between; align-items: end; gap: 1rem; }
.home-section-heading h2 { margin: 0.35rem 0 0; padding: 0; border: 0; font-size: 1.45rem; letter-spacing: -0.04em; }
.home-section-heading > a { flex: none; color: var(--muted); font-size: 0.78rem; text-decoration: none; }
.home-section-heading > a:hover { color: var(--seal); }
.rows { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.55rem; margin: 1rem 0 3.7rem; }
.rows a { display: flex; flex-direction: column; justify-content: space-between; min-height: 5.4rem; gap: 0.25rem; border: 1px solid var(--line); border-radius: 0.8rem; background: color-mix(in srgb, var(--card) 60%, transparent); padding: 0.85rem 2rem 0.85rem 0.95rem; position: relative; color: var(--ink); text-decoration: none; transition: border-color 160ms ease, background 160ms ease; }
.rows a::after { content: '↗'; position: absolute; right: 0.95rem; top: 0.85rem; color: var(--seal); font-weight: 700; }
.rows a:hover { border-color: var(--seal); background: var(--card); }
.rows b { font-size: 0.95rem; font-weight: 700; letter-spacing: -0.02em; }
.rows span { color: var(--muted); font-size: 0.78rem; line-height: 1.45; }

.home-standards { margin-top: 0.4rem; border-top: 1px solid var(--line); padding-top: 1.2rem; }
.home-standards h2 { margin: 0; padding: 0; border: 0; color: var(--muted); font-size: 0.92rem; font-weight: 650; letter-spacing: -0.02em; }
.home-standards-copy { max-width: 42rem; color: var(--muted); font-size: 0.78rem; line-height: 1.7; }
.home-standards-copy p { margin: 0.65rem 0 0; }
.home-standards-copy a { color: inherit; font-weight: 650; }
.home .updated { margin-top: 1.6rem; border-top: 0; padding-top: 0; }

@media (max-width: 40rem) {
  .home { padding-top: 0.7rem; }
  .home-hero { padding-top: 0.8rem; }
  .home-break { display: none; }
  .feature { grid-template-columns: 1fr; margin-bottom: 2.7rem; }
  .feature a { min-height: 0; }
  .feature-main .feature-t { font-size: 1.4rem; }
}
@media (max-width: 25rem) {
  .rows { grid-template-columns: 1fr; }
  .home-section-heading { align-items: start; flex-direction: column; gap: 0.45rem; }
}

/* ---------- 캔버스 ---------- */

.sim-h1 { margin-bottom: 0.6rem; }
.sim-root { margin: 0.5rem 0 2rem; }
.sim-canvas {
  position: relative;
  border: 1px solid var(--line-strong);
  background: var(--card);
}
.sim-canvas-scroll { overflow: hidden; }
.sim-svg {
  display: block;
  width: 100%;
  height: auto;
  touch-action: none;
  user-select: none;
  -webkit-user-select: none;
}
.sim-canvas-mobile-help { display: none; }

.sim-usage { margin: 0.8rem 0 1.5rem; }
.sim-usage li { margin-bottom: 1rem; padding-left: 0.2rem; }
.sim-usage li::marker { color: var(--seal); font-weight: 800; }
.sim-usage-main {
  display: block;
  color: var(--ink);
  font-size: 1rem;
  line-height: 1.55;
}
.sim-usage-sub {
  display: block;
  margin-top: 0.28rem;
  color: var(--muted);
  font-size: 0.86rem;
  line-height: 1.65;
}

@media (max-width: 40rem) {
  .sim-canvas-scroll {
    overflow-x: auto;
    overscroll-behavior-x: contain;
    -webkit-overflow-scrolling: touch;
  }
  .sim-svg {
    width: 640px;
    max-width: none;
    touch-action: pan-x pan-y;
  }
  .sim-canvas-mobile-help {
    display: block;
    margin: 0.45rem 0 0.9rem;
    color: var(--muted);
    font-size: 0.78rem;
    line-height: 1.5;
  }
  .sim-canvas-actions .sim-btn { min-height: 2.75rem; }
}

.sim-node { cursor: grab; }
.sim-node:active { cursor: grabbing; }
.sim-node rect {
  fill: var(--paper);
  stroke: var(--line-strong);
  stroke-width: 1;
}
.sim-node.is-in rect { stroke: var(--seal); stroke-width: 1.5; }
.sim-node.is-goal rect { stroke: var(--warn-line); stroke-width: 1.5; fill: var(--warn-bg); }
.sim-node.is-goal-finance rect {
  stroke: var(--input-line);
  stroke-width: 1.5;
  stroke-dasharray: 4 2;
  fill: var(--paper);
}
.sim-node.is-sel rect { stroke: var(--seal); stroke-width: 2.5; }
.sim-node:focus { outline: none; }
.sim-node:focus rect { stroke: var(--seal); stroke-dasharray: 3 2; }
.sim-node-k {
  font-size: 11px;
  fill: var(--muted);
}
.sim-node-v {
  font-size: 16px;
  font-weight: 700;
  fill: var(--ink);
  font-variant-numeric: tabular-nums;
}
.sim-node.is-in .sim-node-v { fill: var(--seal); }
.sim-node.is-goal .sim-node-v { fill: var(--ink); font-size: 12px; }
.sim-node.is-goal-finance .sim-node-v { fill: var(--seal); font-size: 11px; }
.sim-edge {
  fill: none;
  stroke: var(--line-strong);
  stroke-width: 1.2;
}
.sim-edge.is-goal-finance { stroke: var(--warn-line); stroke-dasharray: 4 3; }

.sim-add-wrap { position: absolute; right: 0.6rem; bottom: 0.6rem; text-align: right; }
.sim-add-menu {
  display: flex;
  flex-direction: column;
  gap: 2px;
  margin-bottom: 0.3rem;
}
.sim-add-menu[hidden] { display: none; }
.sim-canvas-actions { display: flex; justify-content: flex-end; gap: 0.35rem; }
.sim-btn {
  font: inherit;
  font-size: 0.84rem;
  padding: 0.35rem 0.7rem;
  border: 1px solid var(--line-strong);
  background: var(--card);
  color: var(--ink);
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
}
.sim-btn:hover { border-color: var(--seal); color: var(--seal); }
.sim-btn:focus-visible { outline: 2px solid var(--seal); outline-offset: 2px; }
.sim-btn:disabled { cursor: not-allowed; opacity: 0.48; color: var(--muted); }
.sim-add { font-weight: 700; }
.sim-del {
  font-size: 0.78rem;
  margin-top: 0.5rem;
  border-color: var(--input-line);
  color: var(--seal);
  background: var(--accent-soft);
}
.sim-canvas-del { margin-top: 0; }
.sim-primary {
  background: var(--seal);
  border-color: var(--seal);
  color: #fff;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 0.55rem 1.1rem;
}
.sim-primary:hover { color: #fff; filter: brightness(1.12); }

/* ---------- 편집 패널 ---------- */

.sim-panel {
  border: 2px solid var(--line-strong);
  border-top: none;
  background: var(--card);
  padding: 1rem 1.05rem 1.15rem;
}
.sim-panel-t {
  font-weight: 800;
  font-size: 1.12rem;
  line-height: 1.35;
  letter-spacing: -0.02em;
  margin: 0 0 0.7rem;
  padding-left: 0.55rem;
  border-left: 4px solid var(--seal);
}
.sim-fields {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(11.5rem, 1fr));
  gap: 0.6rem 0.9rem;
}
.sim-field { display: flex; flex-direction: column; gap: 0.32rem; min-width: 0; }
.sim-panel .sim-label {
  font-size: 0.86rem;
  line-height: 1.4;
  font-weight: 750;
  color: var(--ink);
}
.sim-panel input[type='number'],
.sim-panel input[type='text'],
.sim-panel select {
  border: 1.5px solid var(--line-strong);
  background: var(--input-bg);
  min-height: 2.65rem;
}
.sim-panel input:hover, .sim-panel select:hover { border-color: var(--seal); }
.sim-inputwrap { display: flex; align-items: center; gap: 0.35rem; }
.sim-suffix { font-size: 0.8rem; color: var(--muted); white-space: nowrap; }
.sim-hint { font-size: 0.76rem; color: var(--muted); line-height: 1.55; margin-top: 0.5rem; display: block; }
.sim-item {
  border: 1px solid var(--line);
  border-left: 3px solid var(--line-strong);
  background: var(--paper);
  padding: 0.75rem 0.8rem;
  margin-bottom: 0.7rem;
}
.sim-item-primary { border-left-color: var(--line-strong); }
.sim-item-head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 0.25rem 0.7rem;
  margin-bottom: 0.6rem;
}
.sim-item-head strong { font-size: 0.92rem; }
.sim-item-head span, .sim-section-desc {
  color: var(--muted);
  font-size: 0.78rem;
  line-height: 1.55;
}
.sim-section-intro { margin: -0.25rem 0 0.65rem; }
.sim-income-block {
  border: 2px solid var(--input-line);
  border-left-width: 4px;
  background: var(--paper);
  padding: 0.9rem;
}
.sim-income-block > .sim-panel-t { margin-top: 0; }
.sim-income-extra {
  border: 2px solid var(--line-strong);
  background: var(--accent-soft);
  margin: 1rem 0;
}
.sim-collapse { border: 2px solid var(--line-strong); margin: 1rem 0; background: var(--card); }
.sim-collapse > summary {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.8rem 0.9rem;
  cursor: pointer;
  list-style: none;
  user-select: none;
}
.sim-collapse > summary::-webkit-details-marker { display: none; }
.sim-collapse > summary::before {
  content: '＋';
  color: var(--seal);
  font-weight: 800;
  width: 1rem;
}
.sim-collapse[open] > summary::before { content: '−'; }
.sim-collapse[open] > summary { border-bottom: 1px solid var(--line-strong); }
.sim-collapse-title { font-size: 1.05rem; font-weight: 800; letter-spacing: -0.02em; }
.sim-collapse-count {
  min-width: 2rem;
  padding: 0.08rem 0.42rem;
  border-radius: 999px;
  background: var(--accent-soft);
  color: var(--seal);
  font-size: 0.74rem;
  font-weight: 750;
  text-align: center;
}
.sim-collapse-action { margin-left: auto; color: var(--muted); font-size: 0.78rem; }
.sim-collapse-content { padding: 0.9rem; }
.sim-collapse-content > .sim-section-desc:first-child { display: block; margin: 0 0 0.75rem; }
.sim-section-head { margin-bottom: 0.75rem; }
.sim-section-head p { margin-top: 0; }
.sim-income-item { background: var(--card); border-left-color: var(--line-strong); }
.sim-income-add { font-weight: 750; border: 1px solid var(--line-strong); }
.sim-schedule {
  border: 0;
  border-bottom: 1px solid var(--line);
  padding: 0 0 0.75rem;
  margin: 0 0 0.75rem;
}
.sim-schedule legend {
  font-size: 0.86rem;
  line-height: 1.4;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 0.45rem;
  padding: 0;
}
.sim-schedule-tabs {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  max-width: 28rem;
}
.sim-schedule-tab {
  font: inherit;
  font-size: 0.88rem;
  font-weight: 700;
  padding: 0.55rem 0.8rem;
  border: 1px solid var(--line-strong);
  background: var(--card);
  color: var(--ink);
  cursor: pointer;
}
.sim-schedule-tab + .sim-schedule-tab { border-left: 0; }
.sim-schedule-tab.is-on {
  background: var(--seal);
  color: #fff;
}
.sim-schedule-tab:focus-visible { outline: 2px solid var(--seal); outline-offset: 2px; }
.sim-schedule-fields {
  grid-template-columns: repeat(2, minmax(9rem, 13rem));
  margin-bottom: 0.75rem;
}
.sim-schedule-prompt {
  margin: 0;
  padding: 0.65rem 0.75rem;
  border: 1px dashed var(--line-strong);
  color: var(--muted);
  font-size: 0.8rem;
}
.sim-schedule-note {
  margin: -0.35rem 0 0.75rem;
  color: var(--muted);
  font-size: 0.76rem;
  line-height: 1.5;
}
.sim-income-fields { margin-top: 0.1rem; }
.sim-goal-section { border-color: var(--input-line); }
.sim-goal-item { border-left-color: var(--line-strong); background: var(--paper); }
.sim-goal-add { font-weight: 750; border: 1px solid var(--line-strong); }
.sim-goal-result {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
  margin-top: 0.8rem;
  padding: 0.7rem 0.8rem;
  border-left: 4px solid var(--line-strong);
  background: var(--card);
  font-size: 0.8rem;
  line-height: 1.5;
  font-variant-numeric: tabular-nums;
}
.sim-goal-result.is-ok { border-left-color: var(--seal); }
.sim-goal-result.is-warn { border-left-color: var(--warn-line); background: var(--warn-bg); }
.sim-goal-result strong { font-size: 0.92rem; }
.sim-goal-status { color: var(--seal); font-weight: 700; }
.sim-assumption {
  border: 1px solid var(--line-strong);
  border-left: 3px solid var(--line-strong);
  background: var(--card);
  padding: 0.75rem 0.8rem;
  margin-top: 0.9rem;
}
.sim-assumption-head {
  display: flex;
  align-items: baseline;
  gap: 0.55rem;
  margin-bottom: 0.55rem;
}
.sim-assumption-head .sim-subtitle { margin: 0; }
.sim-assumption-head span { color: var(--muted); font-size: 0.73rem; }
.sim-subtitle { font-weight: 750; font-size: 0.92rem; margin: 0 0 0.55rem; }
.sim-tools { display: flex; gap: 0.5rem; margin-top: 0.7rem; }

@media (max-width: 34rem) {
  .sim-panel { padding: 0.85rem 0.75rem 1rem; }
  .sim-collapse-content { padding: 0.75rem; }
  .sim-collapse > summary { padding: 0.7rem 0.75rem; }
  .sim-tools { flex-wrap: wrap; }
  .sim-tools .sim-primary { flex-basis: 100%; text-align: center; }
  .sim-schedule-fields { grid-template-columns: 1fr 1fr; }
}

/* 세금 드릴다운 */
.sim-drill { display: flex; flex-direction: column; }
.sim-drill-row {
  font: inherit;
  font-size: 0.9rem;
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.45rem 0.2rem;
  border: none;
  border-bottom: 1px solid var(--line);
  background: none;
  color: var(--ink);
  cursor: pointer;
  text-align: left;
}
.sim-drill-row:hover { color: var(--seal); }
.sim-drill-row .num { font-variant-numeric: tabular-nums; font-weight: 600; }
.sim-drill-d {
  font-size: 0.8rem;
  color: var(--muted);
  padding: 0.35rem 0.2rem 0.5rem;
  border-bottom: 1px solid var(--line);
}
.sim-drill-sub {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--muted);
  margin: 0.9rem 0 0.2rem;
}

/* ---------- 하단 고정 바 ---------- */

body.has-simbar { padding-bottom: 4.2rem; }
.sim-bar {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 5;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.6rem 1.1rem;
  background: var(--ink);
  color: var(--paper);
  border-top: 2px solid var(--seal);
}
.sim-bar.is-neg { background: var(--seal); color: #fff; }
.sim-bar-num { display: flex; align-items: baseline; gap: 0.55rem; min-width: 0; }
.sim-bar-k { font-size: 0.8rem; opacity: 0.75; white-space: nowrap; }
.sim-bar-num strong {
  font-size: 1.45rem;
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
}
.sim-bar-unit { font-size: 0.8rem; opacity: 0.75; }
.sim-bar-go {
  color: inherit;
  font-weight: 700;
  font-size: 0.92rem;
  text-decoration: none;
  border: 1px solid currentColor;
  padding: 0.35rem 0.8rem;
  white-space: nowrap;
}
.sim-bar-go:hover { background: rgba(255, 255, 255, 0.12); }
@media (max-width: 30rem) {
  .sim-bar-num strong { font-size: 1.15rem; }
}

/* ---------- 미래 보기(/plan/) ---------- */

.plan-root { margin: 0.5rem 0 2rem; }
.plan-adjust {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(11.5rem, 1fr));
  gap: 0.6rem 0.9rem;
  border: 1px solid var(--line-strong);
  background: var(--card);
  padding: 0.9rem 1rem;
  margin-bottom: 1rem;
}
.plan-actions { display: flex; gap: 0.5rem; align-items: end; grid-column: 1 / -1; }

.plan-summary {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 0.55rem;
  margin: 1.2rem 0 0.7rem;
}
.plan-stat {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 0.45rem;
  min-width: 0;
  min-height: 5.3rem;
  padding: 0.75rem 0.8rem;
  border: 1px solid var(--line-strong);
  background: var(--card);
}
.plan-stat-v {
  order: 2;
  font-weight: 750;
  font-variant-numeric: tabular-nums;
  font-size: 1rem;
  line-height: 1.25;
  overflow-wrap: anywhere;
}
.plan-stat-k { order: 1; font-size: 0.76rem; color: var(--muted); }
.plan-stat.is-neg .plan-stat-v { color: var(--seal); }

.plan-spark { margin: 0.4rem 0 1rem; }
.spark { width: 100%; height: 72px; display: block; }
.spark-line { fill: none; stroke: var(--seal); stroke-width: 1.6; }
.spark-zero { stroke: var(--line-strong); stroke-width: 1; stroke-dasharray: 4 3; }

.plan-sections {
  display: grid;
  gap: 0.65rem;
  margin: 0 0 1.15rem;
}
.plan-section {
  border: 1px solid var(--line-strong);
  background: var(--card);
}
.plan-section > summary {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  padding: 0.85rem 0.95rem;
  cursor: pointer;
  list-style: none;
  user-select: none;
}
.plan-section > summary::-webkit-details-marker { display: none; }
.plan-section > summary::before {
  content: '＋';
  color: var(--seal);
  font-weight: 850;
}
.plan-section[open] > summary::before { content: '−'; }
.plan-section[open] > summary { border-bottom: 1px solid var(--line-strong); }
.plan-section-heading {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 0.2rem 0.45rem;
}
.plan-section-title {
  color: var(--seal);
  font-size: 1.08rem;
  font-weight: 820;
  letter-spacing: -0.02em;
}
.plan-section-sub { color: var(--muted); font-size: 0.78rem; line-height: 1.45; }
.plan-section.is-emphasis .plan-section-title { font-size: 1.18rem; }
.plan-section-action { margin-left: auto; color: var(--muted); font-size: 0.74rem; white-space: nowrap; }
.plan-section-body { padding: 0.9rem 0.95rem 1rem; }
.plan-result-toggle {
  margin-top: 0.75rem;
  border: 2px solid var(--input-line);
  background: var(--accent-soft);
  color: var(--seal);
  font-weight: 780;
}

.plan-tabs { display: flex; gap: 0; border-bottom: 1px solid var(--line-strong); }
.plan-tab {
  font: inherit;
  font-size: 0.88rem;
  padding: 0.4rem 1rem;
  border: 1px solid transparent;
  border-bottom: none;
  background: none;
  color: var(--muted);
  cursor: pointer;
}
.plan-tab.is-on {
  border-color: var(--line-strong);
  background: var(--card);
  color: var(--ink);
  font-weight: 700;
  margin-bottom: -1px;
}
.plan-table { margin-top: 0; }
.plan-table table { font-size: 0.8rem; }
.plan-table th, .plan-table td { padding: 0.3rem 0.45rem; white-space: nowrap; }
.plan-table td.neg, td.num.neg { color: var(--seal); }
.plan-table tbody tr:nth-child(12n) td { border-bottom: 1px solid var(--line-strong); }
.plan-table tr.ev-row td { background: var(--warn-bg); }
.plan-table tr.goal-row td { background: var(--accent-soft); }
.plan-table tr.goal-row td:first-child { box-shadow: inset 3px 0 var(--seal); font-weight: 750; }
.plan-table tr.goal-payoff-row td { background: var(--paper); }
.plan-table tr.goal-payoff-row td:first-child { box-shadow: inset 3px 0 var(--input-line); font-weight: 750; }
.plan-table tr.goal-row.goal-payoff-row td {
  background: linear-gradient(90deg, var(--accent-soft), var(--paper));
}
.plan-table tr.ev-row.goal-row td {
  background: linear-gradient(90deg, var(--accent-soft), var(--warn-bg));
}
.goal-achievement {
  display: inline-block;
  margin-left: 0.35rem;
  padding: 0.08rem 0.3rem;
  border: 1px solid var(--input-line);
  background: var(--card);
  color: var(--ink);
  font-size: 0.7rem;
  font-weight: 700;
  line-height: 1;
  vertical-align: 0.06em;
  filter: saturate(0.8);
}
.goal-achievement.is-payoff {
  border-color: var(--line-strong);
  background: var(--paper);
  color: var(--seal);
}
.plan-goal-legend {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.4rem;
  margin: 0;
  padding: 0.45rem 0.55rem;
  border: 1px solid var(--line-strong);
  border-top: 0;
  background: var(--accent-soft);
  color: var(--muted);
  font-size: 0.74rem;
}
.plan-goal-legend span { color: var(--ink); font-weight: 750; }
.plan-goal-legend span.is-payoff { color: var(--seal); }

/* ---------- 미래 이벤트 · 목표 · 구매 분석 ---------- */

.spark-dot { fill: var(--seal); }
.spark-dot.up { fill: var(--ink); }

.ev-sum {
  font-size: 0.82rem;
  color: var(--muted);
  margin: 0.5rem 0 0.2rem;
  font-variant-numeric: tabular-nums;
}
.ev-actions { display: flex; gap: 0.4rem; }
.ev-add { display: flex; flex-wrap: wrap; gap: 0.5rem; margin-top: 0.6rem; }
.sim-item.is-off { opacity: 0.5; }

.goal-results, .buy-results { margin-top: 0.75rem; }
.plan-result-window {
  padding: 0.75rem;
  border: 1px solid var(--line-strong);
  border-top: 3px solid var(--seal);
  background: var(--paper);
}
.plan-result-window[hidden] { display: none; }
.goal-line {
  font-size: 0.86rem;
  line-height: 1.55;
  margin: 0 0 0.5rem;
  padding: 0.65rem 0.7rem;
  border: 1px solid var(--line);
  border-left: 3px solid var(--line-strong);
  background: var(--card);
  font-variant-numeric: tabular-nums;
}
.goal-line:last-of-type { margin-bottom: 0; }
.goal-line.ok { border-left-color: var(--ink); }
.goal-line.warn { border-left-color: var(--seal); color: var(--seal); }

@media (max-width: 54rem) {
  .plan-summary { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 34rem) {
  .plan-summary { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .plan-stat:last-child { grid-column: 1 / -1; }
  .plan-section-heading { flex-direction: column; align-items: flex-start; }
  .plan-section-sub { padding-right: 0.4rem; }
}